Running a business in Ghana means living in a continuous cycle: Collect payments → Pay suppliers → Restock goods → Sell → Repeat.
Whether you run an agribusiness sourcing raw ingredients, a fashion designer buying fabrics, a restaurant owner purchasing weekly supplies, or an electronics store restocking inventory, digital payments power your daily operations. Every time money leaves your account to pay suppliers and keep your business stocked, transaction fees quietly trim your hard earned profit margins.
We are thrilled to introduce Chipper Business Accounts in Ghana. A tailor made financial toolkit built for individual business owners and SMEs, on the same platform already trusted by millions of everyday users and businesses across Africa to move their money safely.
This was built with you in mind: the Ghanaian business owner working hard to make ends meet and build a thriving enterprise.
Our promise is simple: GH₵0 payment transaction fees for you, as a business owner. Send instant payments to any Mobile Money wallet (MTN, Telecel, AT) or bank account in Ghana directly from your Chipper business account, completely free.
Keep Your Cash Flow Moving Without Fee Barriers
Chipper Business Accounts removes the extra cost of moving money so you can focus on growing your business:
- You keep what you earn: Pay suppliers, buy raw materials, cover shipping costs, and restock inventory without transaction fees eating into your balance. Every cedi saved goes straight back into your business.
- Fair, transparent collections: The fee on a customer payment is shown clearly to them before they pay. Never hidden, never a surprise. Your margins stay protected without any guesswork.
3 Easy Ways to Collect Payments
- Chipper Point of Sale (POS): Turn your smart phone into a POS device for fast payment collection, whether in person at your shop or on the move.
- QR Code (Scan to Pay): Ideal for physical storefronts, walk in shops, and counter checkouts. Customers scan to pay instantly.
- Payment Links: Perfect for online channels such as TikTok, Instagram, Snapchat, WhatsApp, or other remote sales. Share a custom link so customers can pay on a secure checkout page in seconds.
Built for the Daily Business Cycle
- Instant Settlements: Received payments land in your account right away so you can pay suppliers immediately and restock without delay.
- All in One Platform: Track incoming customer payments and outgoing supplier payments directly from your phone in real time, with instant access to account statements for simple tracking.
- Nationwide Coverage: Transfer funds to any supplier on MTN, Telecel, AT, or local banks across Ghana from your Chipper business account for free.
- Real Support, Real People: Every Chipper business account comes with dedicated, live support: a real person to help you throughout your business journey.
What You Need to Get Started
Getting your Chipper Business Account set up is simple and straightforward. Have the following ready:
- Business Registration Documents (Certificate of Incorporation & Form A)
- Ghana Card number of business owners
- Utility Bill (e.g. ECG prepaid receipt)
Every day you wait is another day of fees quietly cutting into your profit. Switch today, and your very next supplier payment can be free.
Apply here: business.chippercash.com